What is the difference between comprehensive coverage and third-party fire & theft cover?

Comprehensive coverage provides the most extensive protection, including damage to your own car from accidents, fire, theft, and other events, as well as liability for damage to others. Third-party, fire, and theft (TPFT) insurance offers a more basic level of protection, covering your liability to others for injury or damage, as well as your car's protection from fire and theft, but not damage to your own car in an accident.