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GXBank Help Centre

How can I improve my chances of approval?

 

A good credit score significantly increases your chances of getting your application approved. Here are some tips to improve your credit history:
  • Paying your bills on time
  • Using only a certain percentage of your credit
  • Never applying for too much credit at once
  • Keeping track of your credit report every year
  • Paying your purchases within six (6) months if you are using your credit cards
  • Answering phone calls from the bank even during a financial crisis
  • Assessing your cash flow when considering loans
  • Applying for loan or credit, if you have none, to build your credit score in CCRIS
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