How can I improve my chances of approval?
A good credit score significantly increases your chances of getting your application approved. Here are some tips to improve your credit history:
- Paying your bills on time
- Using only a certain percentage of your credit
- Never applying for too much credit at once
- Keeping track of your credit report every year
- Paying your purchases within six (6) months if you are using your credit cards
- Answering phone calls from the bank even during a financial crisis
- Assessing your cash flow when considering loans
- Applying for loan or credit, if you have none, to build your credit score in CCRIS