What is not covered under the Z-Driver policy?

Exclusions include:

• Your own death or bodily injury due to a motor accident;
• Your liability against claims from passengers in Your Car;
• Loss, damage or liability arising from an act of nature i.e flood, storm or landslide;
• Loss, damage or liability arising from illegal acts and under influence of drug or alcohol;
• Loss, damage arising out of Cheating or Criminal Breach of Trust.

Note: This list is non-exhaustive. Please refer to the policy wording for the full list of exclusions under this Policy.