What are the special exclusions under this Covid-19 add-on?
Special exclusions applicable to Covid-19 benefits
- Covid-19 infection that you have reasonable knowledge of prior to the Period of Insurance, but this is not applicable if you have been fully recovered from Covid-19 and no longer receive treatment. Prior to the Period of Insurance of the policy.
- If you’re travelling against physician’s advice.
- Any loss resulting from border closures, travel ban or other government orders.
- You have not had the approved Covid-19 vaccination(s).