Why was I not required to submit income documents when applying for FlexiCredit?

Got approved for a FlexiCredit limit without having to submit any income documents?

This is a new feature GXBank is introducing, which is a ‘Document Waiver Feature’ that makes getting FlexiCredit faster and easier. This feature will be made available to selected FlexiCredit applicants at this point in time.

If you’re selected to undergo this special application process, checking of your credit and financial profile is fully automated without any document submission. 

This means we will instantly offer you a FlexiCredit limit without you having to submit income documents like bank statements or EPF statements.