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GXBank Help Centre

What is the campaign pricing and how can I earn it?

 

Campaign Pricing 
A preferred interest rate for selected FlexiCredit customers during the Campaign Period.

Qualifying Criteria:
To qualify for the the Campaign Pricing, you must:

  1. have an existing savings account with GXBank (“GX Account”) in good standing; and
  2. be a FlexiCredit customer who has accepted their credit limit but have not made any drawdowns from their FlexiCredit limit to date; and
  3. have received direct communication from GXBank during the Campaign Period regarding the preferred interest rate offer for FlexiCredit drawdowns made throughout the Campaign Period.

Note: The participation selection criteria are determined based on GXBank’s internal assessment at its sole discretion and are proprietary to GXBank.

Illustration of Campaign Pricing Eligibility on a customer level:

  Illustration Campaign Pricing Eligibility

1

Customer A

  1. Performed a drawdown of RM10,000 during the campaign period
  2. Received direct communication from GXBank regarding the preferred interest rate offer

Customer A is eligible for the Campaign Pricing.

2

Customer B

  1. Performed a drawdown of RM10,000 during the campaign period
  2. Did not receive direct communication from GXBank regarding the preferred interest rate offer.

Customer B is not eligible for the Campaign Pricing because they did not receive direct communication from GXBank regarding the preferred interest rate offer.

3

Customer C

  1. Has an active FlexiCredit limit
  2. Has made one or more drawdowns from their FlexiCredit limit.

Customer C is not eligible for the Campaign Pricing because they have previously performed drawdowns from their FlexiCredit limit.

4

Customer D

  1. Applied for FlexiCredit and the application was rejected.

Customer D is not eligible for the Campaign Pricing because the criteria of having an approved FlexiCredit application was not met.

5

Customer E

  1. Applied for FlexiCredit, application was approved but the offer expired.

Customer E is not eligible for the Campaign Pricing as the offer for FlexiCredit was not accepted within the stipulated validity period. 

 

Customers are required to have an existing, active FlexiCredit limit during the Campaign Period.

Illustration of drawdowns eligible for the Campaign Pricing:

  Illustration Campaign Pricing Eligibility

1

Drawdown A

  1.  Amounts to RM10,000 and is performed during the Campaign Period.
  2. The customer has received direct communication from GXBank during the Campaign Period regarding the preferred interest rate offer.

Drawdown A is eligible for the Campaign Pricing.

The pricing for drawdown A will be the given Campaign Pricing until the tenure is completed or once the drawdown is fully settled.

2

Drawdown B

  1. Amounts to RM10,000 and is performed before or after the Campaign Period.
  2. The customer has received direct communication from GXBank during the Campaign Period regarding the preferred interest rate offer.

Drawdown B is not eligible for the Campaign Pricing as it is performed before the campaign commenced or after the campaign period was concluded.

The pricing for drawdown B will be the original interest rate throughout the tenure and will not be revised to the Campaign Pricing.

3

Drawdown C

 

  1. Amounts to RM10,000 and is performed during the Campaign Period.
  2. The customer did not receive any direct communication from GXBank during the Campaign Period regarding the preferred interest rate offer.

Drawdown C will not be eligible for the Campaign Pricing.

As the customer did not receive any communications from GXBank regarding the preferred interest rate offer. Interest allocated for Drawdown C will remain as their original interest rate.

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