What transactions are excluded from earning cashback?
Excluded transactions are as follows:
- Payment of new card issuance fees, annual card fees, card replacement fees,and/ or any other applicable card fees imposed from time to time.
- ATM / cash withdrawal transactions.
- E-wallet top-up transactions.
- Any transactions/payments to the merchants AirPay Malaysia Sdn Bhd, FassPay and Codashop.
- Any transactions related to SSPN Prime/SSPN Plus savings.
- Payment of insurances and/ or takaful.
- Payments for the following professional and commercial services:
- Manual Cash Disbursements
- Automated Cash Disbursements
- Merchandise and Services at a Financial Institution
- Securities: Brokers/Dealers
- Real Estate Agents and Managers: Rentals
- Payment Transaction Services to Transfer Funds to a Mastercard Account
- Payments for the following contracted services:
- General contractors – residential and commercial;
- Air conditioning, heating and plumbing contractors;
- Electrical contractors;
- Insulation, masonry, plastering, stonework and tile setting contractors;
- Carpentry contractors;
- Roofing and siding, sheet metal work contractors;
- Concrete work contractors;
- Contractors, special trade contractors;
- Miscellaneous publishing and printing;
- Sanitation, polishing and specialty cleaning preparations;
- The following government related payments
- Courts Costs (including alimony and child support).
- Fines
- Bail and Bond Payments
- Tax Payments
- Government Services
- Postal Services (Government Only)
- Intra-Government Purchases (Government Only)
- Payment to charity and/ or social services organizations.
- Gambling, betting and gaming related transactions.
- Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order).
- Transactions that involve sending or transferring money to another person or account, which includes (but is not limited to) peer-to-peer payment apps, remittances sent overseas and bank transfers between accounts;
- Void transactions, reversals or refunds.
- Such other transactions as GXBank may determine at its discretion.