How can I improve my chances of approval?
ou can submit your recent consecutive 6 months of business bank statements of the account you used to run the business to give us an accurate view of your business activities. Also, a good credit score significantly increases your chances of getting your application approved. Here are some tips to improve your credit history:
- Paying your bills on time
- Using only a certain percentage of your credit
- Never applying for too much credit at once
- Keeping track of your credit report every year
- Paying your purchases within six (6) months if you are using your credit cards
- Assessing your cash flow when considering loans
- Applying for loan or credit, if you have none, to build your credit score in CCRIS/CTOS

