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GXBank Help Centre

How can I improve my chances of approval?

 

ou can submit your recent consecutive 6 months of business bank statements of the account you used to run the business to give us an accurate view of your business activities. Also, a good credit score significantly increases your chances of getting your application approved. Here are some tips to improve your credit history:

  • Paying your bills on time
  • Using only a certain percentage of your credit
  • Never applying for too much credit at once
  • Keeping track of your credit report every year
  • Paying your purchases within six (6) months if you are using your credit cards
  • Assessing your cash flow when considering loans
  • Applying for loan or credit, if you have none, to build your credit score in CCRIS/CTOS
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