Business Loan
- Application & Eligibility
- Who is eligible for GX Biz FlexiLoan?
- What documents are required to apply for GX Biz FlexiLoan?
- How do I apply for GX Biz FlexiLoan?
- Why do I need to open a deposit account with GXBank before I can apply for GX Biz FlexiLoan?
- Can I reapply for GX Biz FlexiLoan after I've closed my account?
- How will I be notified if my application is approved?
- How long do I have to decide if I want to activate my GX Biz FlexiLoan?
- If I reject my GX Biz FlexiLoan offer, can I reapply?
- If my GX Biz FlexiLoan offer expired, can I reapply?
- What is the procedure of opening a deposit account?
- Can I apply for GX Biz FlexiLoan if I am not SSM registered?
- What if I can't find the entry point in my homepage?
- What is the business registration type that is eligible for registration?
- Can I apply for more than one Bank Account with GXBank under the same business registration?
- What can I use my GX Biz FlexiLoan for?
- What is Business Registration Number (BRN)?
- What format of Business Registration Number (BRN) should I key in?
- Interest, Fees & Charges
- Are there any fees or charges with GX Biz FlexiLoan?
- How is interest calculated?
- What is the 'first payment' and 'last payment' in my repayment schedule? Why am I charged with it?
- Can I request an interest waiver?
- Would there be any interest reduction?
- How much is my interest pricing?
- How are interest savings for my Instalment Loans calculated?
- Where can I find my GX Biz FlexiLoan interest rates?
- Does GXB charge any fees on un-utilised limit?
- How do I calculate the monthly repayment amount of my Instalment Loan?
- Drawdowns
- How do I perform a drawdown?
- How many drawdowns can I take from my credit limit? Is there a limit to how often I can perform drawdowns?
- What is the minimum and maximum drawdown tenure?
- What is the minimum and maximum drawdown amount?
- I no longer need the drawdown, can I cancel it?
- Are there any fees for drawing down funds?
- Why can't I drawdown my funds?
- What is the maximum credit limit offered?
- Can I set my own repayment schedule?
- Can I set my own loan tenure?
- Can i drawdown if my available credit limit is less than RM 1,000?
- Repayment
- How do I repay my drawdowns?
- Is there a penalty for late payments?
- Can I early settle my drawdowns or make advance repayments?
- Will I be reminded about overdue payments, and how frequently will I receive reminders?
- What if I need to defer my payments?
- Why does my repayment schedule display one extra payment than the number of months in my selected tenure?
- Why can't I select the 1st, 2nd, or 3rd as my monthly repayment date?
- Can I change my loan repayment date or loan tenure after drawing down a loan?
- Can I overpay my monthly repayment amount?
- Can I repay my GX Biz FlexiLoan monthly repayment amount early?
- What happens if my GX Biz FlexiLoan repayment due date falls on a Public Holiday?
- When is my first monthly GX Biz FlexiLoan repayment due?
- Can I pay my FlexiLoan drawdown from a external bank account.
- Can I partially repay my monthly repayment amount?
- Account Management
- How do I check my drawdown and repayment history?
- Where can I find my GX Biz FlexiLoan statements?
- How can I manage my GX Biz FlexiLoan account?
- Can I close my GX Biz FlexiLoan account or cancel my credit limit?
- Can I freeze my GX Biz FlexiLoan Account temporarily?
- Can I name the loans which I draw from my GX Biz FlexiLoan credit line?
- How do I view my GX Biz FlexiLoan account details?
- Where can I view the loan details of my GX Biz FlexiLoan?
- Can my account turn dormant? If so, how can I reactivate it?